Archive for June, 2009

Foreclosure and Your Lender

If you have or are about to miss a mortgage payment, foreclosure may be on your mind.  This means it is time to start talking to your lender and tell them about your financial difficulties.  You may be surprised how much assistance; they can be if you go to them early enough.
Most people are worried […]

Where to get foreclosure help

If you are a homeowner facing foreclosure, you are probably wondering what to do and who can actually help you.  You may have questions about the foreclosure process and what is going to happen.  How soon you’re are going to loose your house and what are your options for saving it.
You first best option is […]

The Impact Foreclosure Can Have On Your Credit Score

If you are facing foreclosure you may be concerned about the impact it has on your credit score.  It is a question that I hear a lot, when some is concerned with foreclosure.  First one must understand the method of calculating a credit score is proprietary information.  Your credit score number is updated when a […]

Should You Walk Away from the Distressed Property?

There are thousands of investors who are delinquent on both investment properties and primary residences, and many are simply packing up and walking away. This is due to a number of factors like relocation. If you have determined that your home is simply too expensive, walking away has become a popular decision for […]

Should You Work With A Real Estate Agent When In Foreclosure?

If you are a homeowner trying to avoid foreclosure, you have many options available to you.  Depending on your situation, some may work better than others.  You need to look and your individual circumstances before deciding on an option.  One of the main choices one considers, when trying to stop foreclosure, is to sell their […]

Getting Money From Your House After Foreclosure

Many people don’t realize this, but there are several laws in place that prohibit your lender from taking advantage of you in a foreclosure situation. Every day, I hear: “My mortgage company just wants my house because it’s worth more than I owe”. In a few cases, this may be true, but legally, your lender […]

Why You Should Act Now If You Are In Foreclosure

If you are a homeowner facing foreclosure, it can be a stressful time.  A time filled with worry and wonder of what to do.  Again and again people push the worries to the back of their mind, hoping that their problems will just go away.  Unfortunately, this is not the case, in fact it is […]

Top Ways To Keep Your Home From Being Foreclosed

If you are facing foreclosure or having trouble meeting your monthly mortgage payments, you may be interested in knowing sure ways.  You can save your home from foreclosure, but it means you’re going have to stay on top of things and know what to do.
1) Talk to your lender
The most important thing you can do […]

Foreclosure and How it Affects the Homeowner

When the average American homeowner gets behind on mortgage payments, it is often times very hard to get caught up again.  Bills start to snowball and eventually you find yourself under a mountain of debt.    The housing crisis has reached into most regions and neighborhoods throughout the country.  It is hard to say if the […]

REFINANCING AND HIGHER MORTGAGE RATES

 
Mortgage rates have been at historic lows for the last few years of the housing downturn, but over the past few weeks rates have jumped significantly, hurting many homeowners’ chances of refinancing.  When interest rates rise, monthly payments are calculated accordingly, and will increase as well, in addition to costly origination and closing fees that […]

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