We offer many different types of services, but in most cases, only one or two options will help for your exact situation. This is why we offer our membership and ebooks for free. These tools will help you determine which options will help save your home, quickly and with the least amount of expense. Once you’ve done the research, you can take action on your own, or you can hire us to do it for you. Either way, you’ll be on the right track and getting the help and support you need. We’re here to help, every step of the way.
For most people, a mortgage modification is good place to start, if you want to keep your home. In reality, very few people qualify for a foreclosure loan, but a modification is very similar and can lower your monthly payment just as much. If you are just getting started, this is where to begin.
If you are looking for options to get rid of your home, then you may want to use our membership to find a qualified short sale realtor, or we can help you with a deed in lieu of foreclosure. As short sale is when the home is sold for less than the payoff and the lender forgives the remaining balance on the loan. These must be performed by a realtor, or professional negotiator, because when not done correctly, you could end up owing a lot more than you expect. Same thing goes for a deed in lieu. If you are interested in walking away from your home, our membership can help with that as well.
Another popular option with lenders today is a “workout plan” or “forbearance agreement”. These options allow you to repay your missed payments and fees over a period of 6-18 months. If you can afford your normal monthly payment, plus a little extra, then you can probably use these options to stop the foreclosure. In many cases, a mortgage modification is only allowed after you begin a workout plan. This allows you to immediately stop the foreclosure with the workout plan, while you wait for the modification to get approved. With these options, you can attempt to do it on your own, directly with your lender, or you can let us do it for you. The advantage of allowing us to do it for you, is that we can get you much better results. Usually saving you money up front and over the life of the loan!
Please keep in mind, many options can take up to 30 days or longer to be completed, or much longer if you decide to do it on your own, so the faster you begin, the more options you will have. Finding foreclosure help that works for your family and budget is the biggest key to saving your home, so complete the form on the left to find out what options you have available.
Being honest with us and your lender will help us get you a better deal.
Some people think they can manipulate the system, buy providing false information or inflating their income or home value. these things will all be verified and will need to be proven by your lender, so providing false information now could cost you your home in the long run. We have a much better chance of saving your home, if you are honest about your situation, so keep this in mind, when completing the form on the left.
Once we see your basic information, we can provide you with the services the best help stop foreclosure. And don’t be afraid to ask questions, that’s what we’re here for, and we’ll do our best to answer any questions you have.
Using the form on the left will give you access to our 12 free ebooks, our foreclosure membership, and a free foreclosure evaluation. Once you are ready to move forward after that, you can contact us any time.